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About Us

Welcome to Only White Money Deals!

Founded by Er. Bhupendra Pratap Singh, MRICS, a celebrated real estate valuer with over four decades of expertise, Only White Money Deals Deals is a bootstrapped startup born out of a mission—not just a business. Leveraging synergy through economy of scope, the firm is backed by the credibility and infrastructure of Mortgage Valuation Experts, a trusted name in valuation services. This venture goes beyond traditional brokerage. It is a purpose-driven platform committed to ethical, transparent, and white-money-only real estate transactions.


Our Purpose

1. Promoting Transparency in Real Estate

During asset valuations, it was often observed that the values recorded in sale deeds were significantly lower than the market value. Many property owners expressed their frustration at not finding sellers willing to transact entirely in white money, often being forced to accept deals involving a mix of white and black money. This inspired the creation of a platform to serve individuals who believe in clean, above-board dealings and want to stay away from black money transactions.
This inspired the creation of a platform to serve individuals who believe in clean, above-board dealings and want to stay away from black money transactions.

2. Leveraging Synergy through Economy of Scope

With the proven success of Mortgage Valuation Experts, this platform utilizes existing infrastructure, expertise, and professional standards to offer real estate brokerage services with the same unwavering commitment to integrity. This strategic alignment allows us to deliver greater value to clients while maintaining efficiency and trust.Whether you’re buying or selling, Only White Money Deals Deals is your trusted partner for secure, transparent, and ethical real estate transactions.
Whether you’re buying or selling, Only White Money Deals is your trusted partner for secure, transparent, and ethical real estate transactions.

Perks

Benefits of All-White Transactions

Perks of All-White Transactions:

1. Minimizing Unexpected Capital Gains Tax Burden

When an asset is monetized (e.g., sold or transferred), capital gains tax is calculated based on the difference between the purchase price and the current sale price. Registering the asset at its full market value helps ensure accurate tax calculations at the time of sale in the future, thereby preventing excessive tax burdens.

2. Accurate Reflection of Financial Status

Transactions conducted entirely in white money reflect the owner's true financial status or net worth. In contrast, transactions involving a mix of white and black money underreport the asset's value in official records, resulting in a lower recorded net worth.

3. Peace of Mind from Legal and Tax Risks

White-money transactions eliminate the risk of tax notices or accusations of concealing black money. This provides greater confidence in dealing with authorities and ensures legal protection.

4. Ease in Accessing Financial Services

Properties registered at full market value simplify the process of securing loans or using the property as collateral. Transparent documentation of the asset’s true value increases the likelihood of financial approvals.

These benefits make all-white transactions a practical, ethical, and forward-thinking choice for buyers, sellers, and the broader real estate ecosystem.

About the Founder

Er Bhupendra Pratap Singh, MRICS, MBA (Real Estate)

The founder of Only White Money Deals, Er Bhupendra Pratap Singh, MBA (Real Estate), is a distinguished real estate appraiser with over four decades of experience in real estate valuation. He is also the founder of Mortgage Valuation Experts a government-registered MSME valuation service enterprise. Notably, he is a professional member of the Royal Institution of Chartered Surveyors and a Government Registered Valuer under various acts, including the Black Money (Undisclosed Foreign Income and Assets) and Imposition of Tax Act, 2015 (Section 77/1), the Companies Act, 2013 (Section 247/IBBI), the Income Tax Act, 1961 (Section 132), and the Wealth Tax Act, 1957 (Section 34AB).

Mr. Singh's expertise and contributions to the field of valuation of real estate have earned him significant recognition. He was awarded the first prize under the service sector category of the UP Govt MSME award in 2018-19 . His academic contributions include serving as a Visiting Associate Professor at The Institute of Chartered Accountants of India . He has also worked as guest faculty on valuation and other banking issues to staff training colleges of public sector banks & prestigious government and private universities at the postgraduate and MBA levels.

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His most significant contribution is that, through his unwavering advocacy across various forums, articles, and debates on national business TV channels, he succeeded in initiating a dialogue on the definition of Realizable Value. This effort culminated in persuading banks to define Realizable Value as Market Value minus the Cost of Sale (including costs of publicity, brokerage, etc.)

Valuation Expertise: Mr. Singh has been instrumental in setting examination papers for prestigious government and private universities at the postgraduate and MBA levels. He served as a valuation specialist for ITCOT Consultancy and Services Ltd., a joint venture of ICICI, IDBI, IFCI, Banks, SIPCOT, TIIC, and SIDCO, handling valuations assigned by the Honorable High Court of Delhi.

His research interests focus on the impact of black money on real estate values . He has authored numerous articles and research papers on valuation issues, published in prominent national dailies and professional journals such as Indian Express, Dainik Jagran, Indian Valuer, and The Valuer etc. He has been quoted by media outlets including The Hindustan Times, Indian Express, CNBC, Zee Business, Sahara, Star News, and India News etc.

Mr. Singh has been invited by the Delhi Government to speak at the Consultative Workshop on the First Revision of Delhi Circle Rates, chaired by the Chief Ministerof Delhi. He was also a member of the Board of Studies at RICS School of Built Environment, Amity University.His global perspective on the real estate market is enriched by visits to numerous countries, including the USA, Canada, Germany, Switzerland, Austria, France, Mauritius, China, Pakistan, Malaysia, Singapore, Thailand, Myanmar, Vietnam, Cambodia, Bhutan, and Sri Lanka etc.

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Receiving the 1st prize in the Service Sector category of the Uttar Pradesh Government's MSME Award 2018–19 from the Honorable Governor and Chief Minister of Uttar Pradesh

Board of Guides on Ethics

While every individual possesses an inherent understanding of ethics and morality, professionalism requires a structured approach. To uphold the highest standards of integrity, transparency, and ethical conduct, we are introducing a unique concept—the Board of Guides on Ethics. This board, comprising eminent independent individuals, will guide us on moral principles, provide advice on ethical dilemmas, and establish the foundation for sound, ethical decision-making within our organization.

The names of the board members will be announced soon, following their consent to join this initiative.

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